FAQ

How long does it take to choose a property? If I have chosen a property, what is next?

The timeline for choosing a property is individual. First you need to choose the region and city where you want to live and own a property. Our agents will then suggest properties located within the selected region. Read more in our article.

If I want to reserve a property, how much should I pay as a deposit?

The amount of the deposit depends on the value of the property. It is between €3000 and €6000.

Is it true that in Spain it is possible to obtain a mortgage of up to 80-90% of the value of the property?

Indeed, residents of Spain and EU citizens can obtain a mortgage loan of up to 80%. More is possible, but in exceptional situations. Non-residents of Spain can count on a mortgage of up to 60-70%. It is up to the bank to decide. Estate agencies and property companies can not influence or change its decision, and even more so they can not guarantee it. Our company will help you choose the best credit program and arrange documents for obtaining a mortgage loan. Among our partners only trusted Spanish banks: Sabadell, La Caixa, Santander, BBVA.

I plan to buy property in Spain. What documents should I prepare for this?

In our article, you will find a list of documents required to buy property in Spain.

Expenses when purchasing a property in Spain

For more information on the costs to be prepared for when buying a property in Spain (in particular Alicante), read this article.

"Golden Visa" in Spain - the fastest way to get a residence permit for non-residents of the EU

A residence permit in Spain offers new opportunities and prospects. It allows you to study at European universities, officially work and open a business, to move around the Schengen countries. Features of obtaining a "golden visa" are described in this article.

Mortgage for non-residents to buy property in Spain

We suggest you read the guide to applying for a mortgage in Spain. Here you will find information about the amount of the mortgage and the conditions for obtaining it, the lending period and the bank interest rate.

I want to buy a house in Spain, but I am afraid of what if there are debts, or after the purchase will appear hidden owners? How do I check the property?

We have prepared an article that describes how to check the property in Spain for "legal clarity".

Nota Simple - what is it? Why do I need it if I intend to buy a property in Spain?

Nota Simple is an information document from the Spanish Land Registry. It shows who owns the property, the distribution of shares in the property, and whether there are any debts.

Do I have to pay sales tax in Spain if I sell a property?

Yes, there is a property tax on the seller's property in Spain. Read the article about taxation.

I have received a receipt for electricity but I do not understand anything. Can you help me understand it?

We have written an article to help you understand what is encoded on an electricity receipt.

La escritura publica: what do you need to know?

Read the article to be aware of the specifics of a certificate of ownership.

NIE when purchasing a property and beyond

From this article, you will learn what you need to get an NIE and why it comes in handy.

Taxation of non-residents in Spain when purchasing a property

Read in the article, what taxes need to be paid in Spain, if you are a non-resident and purchase a property there.

Euribor - what is it?

This is the average interest rate in euros. It is the rate at which banks in Europe lend to each other. To find out more about the European interbank rate, read the article.

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