The timeline for choosing a property is individual. First you need to choose the region and city where you want to live and own a property. Our agents will then suggest properties located within the selected region. Read more in our article.
The amount of the deposit depends on the value of the property. It is between €3000 and €6000.
Indeed, residents of Spain and EU citizens can obtain a mortgage loan of up to 80%. More is possible, but in exceptional situations. Non-residents of Spain can count on a mortgage of up to 60-70%. It is up to the bank to decide. Estate agencies and property companies can not influence or change its decision, and even more so they can not guarantee it. Our company will help you choose the best credit program and arrange documents for obtaining a mortgage loan. Among our partners only trusted Spanish banks: Sabadell, La Caixa, Santander, BBVA.
In our article, you will find a list of documents required to buy property in Spain.
For more information on the costs to be prepared for when buying a property in Spain (in particular Alicante), read this article.
A residence permit in Spain offers new opportunities and prospects. It allows you to study at European universities, officially work and open a business, to move around the Schengen countries. Features of obtaining a "golden visa" are described in this article.
We suggest you read the guide to applying for a mortgage in Spain. Here you will find information about the amount of the mortgage and the conditions for obtaining it, the lending period and the bank interest rate.
We have prepared an article that describes how to check the property in Spain for "legal clarity".
Nota Simple is an information document from the Spanish Land Registry. It shows who owns the property, the distribution of shares in the property, and whether there are any debts.
Yes, there is a property tax on the seller's property in Spain. Read the article about taxation.
We have written an article to help you understand what is encoded on an electricity receipt.
Read the article to be aware of the specifics of a certificate of ownership.
From this article, you will learn what you need to get an NIE and why it comes in handy.
Read in the article, what taxes need to be paid in Spain, if you are a non-resident and purchase a property there.
This is the average interest rate in euros. It is the rate at which banks in Europe lend to each other. To find out more about the European interbank rate, read the article.